Can i get my ex husbands social security if he dies
On the Disability amount that he was drawing upon his death? Age 60 or sometime later? I applied for widows benefits divorced at age My ex-husband of 18 yrs died 5 yrs ago at age 58, never collected benefits. Why would I receive the reduced rate? Should I question this, or pursue it with them, or just take the reduced payment?SEE VIDEO BY TOPIC: Can I collect divorced-spousal Social Security benefits without my ex-spousal approval?
SEE VIDEO BY TOPIC: Social Security--Former Husband Worth More Dead Than AliveContent:
Social Security and Divorce: What You Need to Know
On the Disability amount that he was drawing upon his death? Age 60 or sometime later? I applied for widows benefits divorced at age My ex-husband of 18 yrs died 5 yrs ago at age 58, never collected benefits. Why would I receive the reduced rate? Should I question this, or pursue it with them, or just take the reduced payment? Thank you.
I was his second wife. He was married to her for 4 years. He died in at Please respond ASAP. I was told I could collect social security off my ex husband since we had been married over 10 years and I never remarried. He passed away a couple months ago. Can I start collecting now or do I have to wait till I'm 62? My friend who is 63 years old divorced 20 years but had been married to this man for He passed away 4 years ago.
She works fulltime. Is she entitled to benefits from her ex husband's social security? She wants to continue to work. Her ss will be better then his at retirement. My ex-husband just died at 67 but neither of us had begun taking our social security yet - we were planning to wait until I am in the age window where I can switch benefits, but mine are less than my ex's and will still be if I wait to collect on my record until I'm So that's not an option.
When I went into the SS office recently, I was told that his benefit amount is frozen as of his date of death so they advised me to take my ss retroactively for six months and begin collecting on his record immediately. I was married to my ex spouse, who was murdered at age 55, about 15 years after our divorce, and who was not yet receiving any type of SS. He and I both never remarried, although he lived with a woman for many years in a common law marriage state —- she is now claiming that she is his legal wife.
I was married to my ex-husband for 28 years before divorcing. I remarried and so did he. He passed away about 8 years later and received SSD and a Veterans disability at the time of his death. Would I be able to draw his higher amount of SS since we both remarried? How can I find out how much that amount would be? I am 63 now and having a lot of health problems and would love to go ahead and retire and enjoy what time I have left. I feel they are cheating me. What can I do about this?
I'm 58 and on disability I was married for 15 years and then divorced. I never remarried but she did 4times. Skip to main content. Google Tag Manager. Divorced Widow er Benefits. Thanks Hi,. Her ss will be better then his at retirement Hi,.
I never remarried but she did 4times Hi,.
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If you are divorced, but your marriage lasted 10 years or longer, you can receive benefits on your ex-spouse's record even if they have remarried if:. If you remarry, you generally cannot collect benefits on your former spouse's record unless your later marriage ends whether by death, divorce, or annulment. If your ex-spouse has not applied for retirement benefits, but can qualify for them, you can receive benefits on their record if you have been divorced for at least two continuous years.
Join AARP today. Get instant access to discounts, programs, services and the information you need to benefit every area of your life. As with widows and widowers , waiting until you reach full retirement age , or FRA — currently 66, gradually rising to 67 over the next several years — entitles you to receive percent of the amount your late ex was getting from Social Security when he or she died. If the deceased never claimed benefits, you will get what he or she was eligible to receive. Claiming survivor benefits before you reach full retirement age reduces the amount of your benefit, except as noted below.
Divorced Widow(er) Benefits
When I go on public speaking tours around the country, I love to watch the faces of the audience when I talk about Social Security claiming strategies for divorced spouses. But like all Social Security benefits, precise rules must be followed. And based on the questions I receive from readers, those rules can be quite confusing. In order to collect Social Security benefits on an ex-spouse, the marriage must have lasted at least 10 years and both parties must be at least As long as a person is currently unmarried, the Social Security rules say he or she can collect benefits on an ex-spouse if not entitled to higher benefits on his or her own record. Just as with married couples, a divorced spouse can collect reduced Social Security benefits as early as But any time you collect a benefit before full retirement age — currently 66 — you will not receive the largest benefit to which you are entitled. You cannot choose between collecting your own benefit or a spousal benefit if you claim before full retirement age. In addition, divorced spouses enjoy one privilege that married couples do not. But to exercise this option, you must have been divorced at least two years.
Unraveling Social Security rules for ex-spouses
Join AARP today. Get instant access to discounts, programs, services and the information you need to benefit every area of your life. We will update this article when the field offices reopen. Find the answers to the most common Social Security questions such as when to claim, how to maximize your retirement benefits and more.
If you are 62 or older, have a previous marriage that lasted at least 10 years, and have not remarried, you may be eligible to collect Social Security benefits based on your former spouse's earnings record. If you have not had a lot of qualifying earnings over your lifetime, this rule could put more money in your pocket. You must still be single to claim benefits based on your ex-spouse's earnings record.
Can a Divorced Person Collect Social Security From the Ex?
A divorced person can collect Social Security benefits based on the earnings of the former spouse if certain conditions are met. The marriage must have lasted 10 years or more, and the applicant cannot currently be married. The minimum age to collect benefits is 62, and the former spouse must be entitled to receive Social Security retirement or disability benefits.
If you were married to your ex-spouse for ten or more years, then you are eligible for very important Social Security benefits that could drastically increase how much Social Security you receive each month. Even if you are divorced, you can claim something called derivative benefits based on the earnings history of your ex-husband. The amount an individual receives from Social Security is based on their average indexed monthly earnings during the 35 years where they earned the most income. After Samantha married Don, she quickly became pregnant. Over the years, she gave birth to three children. Samantha and Don decided that it made more financial sense for Don to work while Samantha stayed home to raise the children.
Married for More Than Ten Years? You Can Collect Social Security Benefits From Your Ex-Spouse!
Why Zacks? Learn to Be a Better Investor. Forgot Password. Although many modern marriages end in divorce, the relationship with a former spouse can live on in the eyes of the Social Security Administration. As long as an ex-wife meets certain qualifications, she can collect Social Security benefits based off of her former husband's work history. This is true even if he has remarried or passed away. You must have been married for at least 10 years to qualify for survivors benefits. You must be unmarried to qualify, or you must not have remarried before you reached age
If you meet a few conditions, you may be entitled to Social Security benefits as a divorced spouse. If you know your ex's Social Security number, you can check for his or her benefits as well. Or you can ask your ex about his or her benefits if the two of you are on good terms. If you're not, the SSA can give you information about your ex's benefits.
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